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"The poor stay poor, not because they are lazy,
but because they have no access to Capital"
Milton Friedman, Economist and Noble Prize
Winner
"Micro Credit is a critical anti-poverty tool.
A wise investment in human capital.
When the poorest, especially women, receive credit,
they become economic actors with power,
Power not only to improve their own lives, but that of others
The poor stay poor, not because they are lazy but because
they have no access to capital."
Kofi Annan, Secretary General, UN
"Be the Change, you want to see in this world"
Mahatma Gandhi

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MUNJAVU
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MUNJAVU is SAMUHA's in-house micro credit
resource group. For the present, this also acts as the
MMS Federation's Secretariat. |
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MMS
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MUNJAVU Mahila Sahakar. MUNJAVU = 'dawn';
Mahila = women; Sahakar = cooperation. The name of the
women's Federation is also used as an expression of the
women's collective strength and philosophy |
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SAMUHA
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A development organization registered with
the Registrar of Societies under the Karnataka Societies
Registration Act, and with the Ministry of Home Affairs
under the Foreign Contributions Regulations Act |
MMS Vision
To facilitate rural women to impact on their own, their family's
and the larger society's perception of them; on household,
community and watershed food security; and on governance
MMS Mission
To facilitate over 36,000 rural women to organize themselves
into 3000 thrift SHG's, 30 cooperatives, and 1 Federation and,
through these, develop the capacity to absorb credit of Rs
10,000 head to meet domestic, farm, and social and cultural
needs in a phased manner from the 4th year onwards
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