Women First - Foundational, focused, integral

Women All - Caste, creed, religion, ability Neutral

Participation - Membership-based, women-owned

Democratic Functioning - Management by elected Directors and Representative General Body members

Broad-based - Incorporation of at least 70% of households into the thrift SHG's is a key result area

Equity - No compounding of interest
- Commitment to ensure that no resource-poor family will be denied benefits even if they are unable to save enough to become a SHG member

Reducing financial erosion - Interventions to optimize areas of critical spending - health, emergencies

Supporting local economies - Interventions to ensure that local money is retained in the local economy through bulk buying, capitalising on internal markets

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