Member Savings and Onward Lending-based Micro Finance for:

- Consumption

- Asset Development

- Income Generation

- Enterprise Development

- Emergency Needs

- Customized finance products for Value maximization to the members

o Gold loans

o Land Mortgage

- Bulk purchasing of Home and Farm requirements

- IT-Enabled

o Door Step Banking

o 'Manual' ATM's

o Door step ordering

o Technical support for Sustainable Agriculture

- Entrepreneur and enterprise development

- Gram Panchayat-based governance

o Education

o Action

- Gram Panchayat-level Weather Watch Committees as farmer-govt interface

o Wireless telemetric rain gauge and weather stations

o Farmer Advisories

o Drought Coping and Relief

- Modular IT Enablement Services

- Health, infotainment, education, Internet access as need-based add-ons

- Remote sensed inventory and credit-based development of Natural Resources

o Water

o Biomass

o Common Lands

o Private Lands

- Insurance and micro-insurance - mediclaim, life, livestock, crops…

- Alternative Energy applications and usage